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Mortgage Burning Party

mortgage burning party ideas fire marshmallows

Any ideas for Angelina for her Mortgage Burning Party?

“I am trying to plan a mortgage burning party for my Mom. She has just paid off her mortgage this month after 25 years of doing it on her own after my father passed away. She always said that was her goal to pay her home off, and I want to plan something really nice for her. Any ideas would really help me out..”

One comment mentioned having a bonfire where guests have to sign a mortgage when they arrive. Another suggested roasting marshmallows, serving Hot Totties and personalized matchbooks. I love the fire theme going here! You could also add in some hot cocoa and a cake iced with “flames”.

However you decide to celebrate paying off your mortgage, the important thing is to DO IT! This is a big deal! Not many people – especially those not approaching retirement age – have the opportunity to even throw a mortgage burning party. Don’t let this opportunity to celebrate pass you by!

Share your ideas with us in the comments!


  1. Sue says

    How about a bonfire? Hand guests fake mortgages when they walk in the door.

  2. Katrina London says

    How about a bit of “ritual” to celebrate and acknowledge her journey, her achievements and the people who have helped her on the way?

    A ritual smudging with smoking thyme leaves, cleansing the house of the “work” of the mortgage and recreating it as a nurturing space

    A board with photos of relatives and friends who have empowered her through her 25 year journey

    A symbol of the change of status — entering the house through a curtain or crossing a ceremonial threshold (eg. flowers, greenery and pinecones)

    A bonfire of the mortgage document and anything else that is no longer necessary in her life. Use scented wood or include some green pine/eucalyptus branches for fragrant smoke (not kerosene!!)

    Poetry, quotes or wishes from the guests honoring her journey and achievement

    A celebratory meal

    An exchange of gifts or blessings between your mum and the guests present

    Good luck!

  3. Tori @ Thoughtfully Simple says

    It could be a spin on a house-“warming” party. The house will warm because you’re burning up the mortgage!

    -Make flaming desserts, or smores 🙂
    -Serve Hot Totties
    -Send invites and in the envelope include personalized matchbooks!

    Oh now I am loving this party idea!

  4. Kelly Hardin says

    Invitations made to look like a mortgage document would be cute.

  5. heather says

    Are you sending invitations? You could make oversized match books with ‘Betty’s mortgage burning party’ on the front, and all the other info on the back. On the inside you could include the flap just like an actual book and staple a fake mortgage, folded up on the inside. Instruct everyone to bring their mortgage and you can all burn them together.

  6. Just would like to say CONGRATS! We are also in the same boat. We paid off our house in July 2009 and looking to have a Mortgage burning party as well. We are going to invite individuals who have a desire to get out of debt to show them it is possible. We are going to give our guest our real payment slips and allow each one to throw it in the fire to help us celebrate. We are going to allow the people to talk about what they would do if they were debt free. (check us out)

  7. I would reccomend spending one entire mortgage payment on the party and let the guests eat it. Also could do the Archie Bunker deal-1 candle for each year of the mortgage and then burn a copy of it in a trash can. Just don’t smash an inlaws face in the cake.

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