Mortgage Burning Party Ideas

mortgage burning party ideas fire marshmallows

Mortgage Burning Party Ideas

Just paid off your mortgage and want to have a house “warming” party? It’s settled! Paying off your mortgage deserves a celebration and what better way than having Sendo Invites help you! We have the perfect idea for your “pay-off” mortgage burning party theme. Continue reading for decor, theme, and food ideas for a bash your friends & neighbors won’t forget!

Here is a question from Angela, for her Mortgage Burning Party:

“I am trying to plan a mortgage burning party for my Mom. She has just paid off her mortgage this month after 25 years of doing it on her own after my father passed away. She always said that was her goal to pay her home off, and I want to plan something really nice for her. Any ideas would really help me out..”


So you paid off your mortgage, a clever idea for a party theme would be a “House Warming” party since it’s officially your house! To top it off even more, let’s emphasize on the “warming” aspect and host a bonfire party! If you have a big backyard, make s’mores and sing campfire songs — it’s a great way to reminisce camping days. We doesn’t love spending time outdoors? Especially in the evening of summer or winter when the days start to get cooler.


For food at a bonfire, buy fixings for traditional s’mores to bring out everyone’s inner child. Check out this super cute s’mores party tray. If you don’t have a fire, you can buy one of those s’mores roasting station that comes with a little machine.


Alcohol beverages are a must haves for a fun celebration. To celebrate, you can go an easy route and have champagne, but that’s boring! Instead, do some fun cocktails! Check out this s’mores martini. If that doesn’t sound appealing, you can always check out more s’mores-related cocktails on Pinterest.

Once you have everything set up, definitely check out our invitations at Sendo Invitations so you can start inviting your guests to celebrate the huge milestone in your life! Let us know in the comments below if you decide to go with this house “warming” bonfire party theme for your celebration. We would love to hear what you have planned out to celebrate.

However you decide to celebrate paying off your mortgage, the important thing is to DO IT! This is a big deal! Not many people – especially those not approaching retirement age – have the opportunity to even throw a mortgage burning party. Don’t let this opportunity to celebrate pass you by!

Share your ideas with us in the comments! And please pin the below image:



  • April 21, 2009


    How about a bonfire? Hand guests fake mortgages when they walk in the door.

  • April 21, 2009

    Katrina London

    How about a bit of “ritual” to celebrate and acknowledge her journey, her achievements and the people who have helped her on the way?

    A ritual smudging with smoking thyme leaves, cleansing the house of the “work” of the mortgage and recreating it as a nurturing space

    A board with photos of relatives and friends who have empowered her through her 25 year journey

    A symbol of the change of status — entering the house through a curtain or crossing a ceremonial threshold (eg. flowers, greenery and pinecones)

    A bonfire of the mortgage document and anything else that is no longer necessary in her life. Use scented wood or include some green pine/eucalyptus branches for fragrant smoke (not kerosene!!)

    Poetry, quotes or wishes from the guests honoring her journey and achievement

    A celebratory meal

    An exchange of gifts or blessings between your mum and the guests present

    Good luck!

  • April 21, 2009

    Tori @ Thoughtfully Simple

    It could be a spin on a house-“warming” party. The house will warm because you’re burning up the mortgage!

    -Make flaming desserts, or smores 🙂
    -Serve Hot Totties
    -Send invites and in the envelope include personalized matchbooks!

    Oh now I am loving this party idea!

  • April 22, 2009

    Kelly Hardin

    Invitations made to look like a mortgage document would be cute.

  • April 23, 2009


    Are you sending invitations? You could make oversized match books with ‘Betty’s mortgage burning party’ on the front, and all the other info on the back. On the inside you could include the flap just like an actual book and staple a fake mortgage, folded up on the inside. Instruct everyone to bring their mortgage and you can all burn them together.

  • August 19, 2009

    Just would like to say CONGRATS! We are also in the same boat. We paid off our house in July 2009 and looking to have a Mortgage burning party as well. We are going to invite individuals who have a desire to get out of debt to show them it is possible. We are going to give our guest our real payment slips and allow each one to throw it in the fire to help us celebrate. We are going to allow the people to talk about what they would do if they were debt free. (check us out)

  • February 22, 2010


    I would reccomend spending one entire mortgage payment on the party and let the guests eat it. Also could do the Archie Bunker deal-1 candle for each year of the mortgage and then burn a copy of it in a trash can. Just don’t smash an inlaws face in the cake.

  • January 19, 2019


    We paid off our mortgage and our mortgage burning party has a theme of Burning Man. We are getting someone to make a small burning man figure. Can’t wait!


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